Preheat your oven to 350°F (175°C). Grease a 9x13-inch baking dish with cooking spray.
Spread the frozen tater tots evenly across the dish’s base.
In a mixing bowl, combine the sour cream, shredded Cheddar cheese, and condensed cream of mushroom soup. Stir until smooth.
Pour the sour cream mixture evenly over the tater tots. Spread it gently with a spatula if needed.
Sprinkle the French-fried onions over the top for that crispy final layer.
Bake the casserole in your preheated oven for 45-60 minutes. You’re looking for golden-brown onions and bubbling edges—perfection!